Frequently Asked Questions

Here's a list of the most common questions we get from users like you.

How does the Jeevan Saral Maturity Calculator work?

Great question! I built this tool to help you estimate your maturity value based on your age, premium, and policy term. It uses the same formula LIC uses, including loyalty additions and current bonus rates (when available).

Is the calculator result 100% accurate?

While we try to be as accurate as possible, the final amount may differ slightly depending on LIC's actual declared bonuses. Think of this as a reliable estimate — not a legal guarantee.

Is my data stored anywhere?

No, never. I don’t store any personal data or inputs from the calculator. You can use Saral Calc anonymously and safely.

What if I need help with a specific policy?

You can always reach out to us on the Contact page. I’ll try my best to help you with your specific LIC policy or direct you to the right source.